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WeFi is not a traditional bank — it is a Deobanking Platform built for the Web3 era.
WeFi is a next-generation decentralized financial ecosystem that provides access to digital financial services through regulated third-party partners, combining blockchain technology and advanced infrastructure tools in one unified platform.
Designed with Web3 principles in mind, WeFi focuses on transparency, user control, and on-chain technology. The platform enables users to interact with both crypto and fiat-related services while maintaining non-custodial control over their digital assets.
Rather than operating as a bank, WeFi aggregates financial services and technical solutions that allow users to access global payments, on-chain accounts, and card-based spending functionality — all within a decentralized framework.
WeFi represents a modern alternative to traditional financial systems, emphasizing infrastructure, access, and technology over centralized control.
Traditional financial systems often operate with strict limitations, centralized control, and limited flexibility.
Account access may be restricted due to centralized policies
Many traditional institutions are not designed for crypto-related use cases
A significant number of people worldwide still lack access to modern financial services
You may be looking for a system that allows you to:
Maintain greater control over your digital assets
Access financial tools without unnecessary intermediaries
Use crypto and fiat-related services more flexibly
WeFi introduces a Deobanking Platform designed around transparency, accessibility, and user control.
Rather than replacing traditional banks, WeFi provides access to financial services through regulated partners, using blockchain-based infrastructure to support global payments, on-chain accounts, and non-custodial asset management.
You control your assets and private keys — no banks, no freezes, no custodians.
Use virtual and physical WeFi cards globally and pay with crypto like regular money.
AI handles compliance, taxes, portfolio optimization, and DeFi strategy recommendations.
WeFi provides access to blockchain infrastructure features such as cloud-based network participation and protocol-level interaction tools.
Low fees, instant global transfers, and easy access for underserved regions.
Manage, spend, track, and grow your portfolio across 7,000+ crypto assets – all in one app.
WeFi Crypto-Enabled Card Solutions
Access card-based spending functionality through licensed third-party partners.
One interface. Unified access. Built for digital asset usability.
Use digital assets for everyday payment scenarios where supported.
Crypto-enabled card functionality designed to support real-world spending use cases, enabling interaction between digital assets and traditional payment infrastructure via regulated partners.
A secure digital payment solution designed for online transactions and compatible mobile payment environments.
A practical payment instrument designed for everyday spending scenarios where card payments are supported.
An enhanced card experience offering expanded platform-related functionality and service options.
Access to Decentralized Infrastructure Mechanics.
ITO Units are software-based infrastructure components within the WeFi ecosystem.
They enable technical participation in the platform’s algorithmic token distribution model powered by decentralized infrastructure.
Acquire ITO Units to interact with the WeFi ecosystem’s infrastructure framework and participate in predefined protocol-level mechanics.
Access decentralized infrastructure functionality without hardware requirements.
Total Token Supply: 1,000,000,000 $WFI
Token Distribution Period: 8 years
Algorithmic Issuance Adjustment Every 2 Years
ITO Unit supports the WFI distribution model
8 WFI per block per second
Fair distribution from Zero block
The token functions as an infrastructure-level component enabling interaction with ecosystem features, protocol mechanics, and available platform tools.
WFI does not represent an investment instrument, and no statements regarding price, value, or future appreciation are made or implied.
WFI serves as a utility component within the decentralized Deobanking Platform framework.
Explore ecosystem functionality powered by protocol-level mechanics.
Energy is the internal metric designed to support interaction with WeFi ecosystem mechanics.
How Energy Works
• Users may allocate WFI within predefined platform mechanics
• Energy is generated through protocol-level interaction
• Energy can be applied to selected ecosystem functions
WeFi provides access to referral mechanisms designed to support ecosystem growth and platform interaction.
Track, earn, and grow your portfolio across 7,000+ crypto assets — all in one place. Save, manage, and stay in full control of your digital wealth anytime, anywhere.
WeFi is a next-generation financial platform designed to reimagine access to global financial instruments. It is an innovative global blockchain ecosystem and intelligent data platform that combines artificial intelligence (AI) and blockchain technologies to revolutionize the financial sector. WeFi aims to become the world's first Deobank — a decentralized on-chain bank.
WeFi aims to solve the problem of banks, corporations, neobanks, and financial institutions constantly updating their own systems, such as KYC (know your customer), data management, payments, and registries. WeFi also aims to solve the problem of lack of real-world utility, which hinders user adoption. WeFi aims to overcome the limitations of the traditional financial system, namely financial exclusion and centralized financial structures, through the Deobank model.
The $WFI token is the key token and driving force behind the WeFi ecosystem. It aims to empower users by seamlessly combining DeFi and traditional financial instruments.
WFI is the core utility token used for payments, loans, fees, Energy farming, card benefits, and gas on the WeChain blockchain. Every major feature of the WeFi Deobank relies on WFI, making it essential for participation and rewards.
ITO nodes are the foundation of WeFi's approach, a platform that facilitates community-initiated token distribution. Early users can mine $WFI through these nodes, gaining access to exclusive WeFi services, early listings, and additional rewards. Since its launch, the ITO platform has been highly active, with over 35 million $WFI tokens issued.
WeFi Deobank offers a wide range of financial services, including:
• Allows you to automatically spend funds from your cryptocurrency savings without manual replenishment through a non-custodial account system that links your Web3 wallet to your credit card.
• We offer cryptocurrency cards (virtual and physical) that are compatible with Apple Pay and Google Pay and can be used at over 140 million merchants worldwide.
• Supports QR code payments, enabling simple, fast, and secure transactions.
• Money transfer kiosk.
• Cross-chain support ensures seamless transfer of assets between major chains such as Ethereum and BSC.
• Provides various DeFi tools such as staking, liquidity provision, and yield farming.
• Our AI-powered KYC (Know Your Customer) system enables fast authentication using facial recognition or simple information without providing documents and complies with global regulatory requirements.
• Dual account system that allows you to freely convert cryptocurrencies and fiat currencies on a single platform.
• Providing a personalized financial experience using AI agents.
The WeFi cryptocurrency card has the following features:
• Options with and without collateral are available.
• Easy mobile payments thanks to integration with Apple Pay and Google Pay.
• Support for cash withdrawals at ATMs.
• Secure management of digitized fiat currency with W-assets support.
• Offers various card types (virtual, plastic, metal).
• High spending limits (up to $25,000 per transaction, $50,000 per month, $350,000 per year).
• Discounts on service payments and rewards under the Energy Program.
• In the future, savings account integration, bill payment, cashback bonuses, premium travel and lifestyle services, and custom card design will be added.
WeFi currently operates on Binance Smart Chain (BSC) as a BEP-20 token, but will soon migrate to its own WeChain blockchain. WeChain is an L1 blockchain based on Cosmos SDK, providing scalability and interoperability through validators and nodes.
WeFi implements several security measures:
• Encryption of personal data.
• Various measures to counter hacking attempts.
• Internal management plan to monitor security measures.
• Access control system for confidential information and critical infrastructure.
• Measures to prevent falsification or alteration of access records.
• Support for integration with certain hardware wallets.
• Enhances privacy by confirming the validity of transactions without revealing transaction details using zero-knowledge proofs (ZK-Proofs).
• Integration with Fireblocks provides a high level of security and institutional-grade protection for digital assets.
The WeFi Affiliate Program allows users and influencers to earn commissions from referrals. You receive cashback from ITO sales (up to 25%), a share of your network’s mining activity, and a portion of their card fees and Energy purchases — all paid transparently on-chain.
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